You may be buying your first home, moving property or purchasing a holiday home but the excitement for you, has to be tempered with the need to ensure any legal requirements and processes are dealt with correctly and thoroughly.
Our specialist team deal with all aspects of residential conveyancing, whether you are buying or selling a property. They are qualified in all aspects of property law and are there to help provide smooth passage for your transaction and just as importantly, to make sure you avoid any pitfalls; protecting your interests at every stage from making an offer to receiving the keys.
They will explain everything you need to consider before collecting information and documentation from you to set the process in motion. This includes explaining any costs and expenses involved, such as Stamp Duty, VAT, Land Registry fees and Search fees.
We also understand the stress that can be part and parcel of buying or selling a property. Our specialists will make sure you receive information and updates when you need them; keeping you in touch with progress and explaining what is happening as each stage is completed.
Help to Buy ISA Scheme
We are registered to be able to claim Bonuses under Help to Buy: ISAs.
HM Treasury has introduced the Help to Buy: ISA Scheme, in order for the Government to help individuals to save for their first home. Under the Help to Buy: ISA Scheme, individuals may save for a home by putting savings into an Individual Savings Account that is offered through the Help to Buy: ISA Scheme.
The beauty of this particular scheme is that HM Treasury will pay to Help to Buy: ISA holders a Bonus when they purchase their first property. The amount of the Bonus depends on the amount that has been saved in the designated Help to Buy: ISA Account.
The bonus can only be claimed by registered Solicitors.
Help to Buy
When buying a new property from a Developer it is sometimes possible to negotiate a Help to Buy Mortgage which will assist the purchaser to buy a new build property. This is a specialist area in Conveyancing and not all Solicitors will be willing to undertake this type of work.
However we are pleased to undertake this work on behalf of clients wanting to buy a new property with the benefit of a Help to Buy Mortgage.
There is more work involved in dealing with a Help to Buy Mortgage matter and our fees are likely to be slightly higher when we undertake Help to Buy purchases.
Please do let us know that you are hoping to buy with the help of a Help to Buy Mortgage when you request a quote from us.
Remortgaging is undertaken for a variety of reasons: switching to obtain a better deal or simply to increase the size of an existing mortgage to release funds to pay for home improvements, or other purposes. Whatever your reason for remortgaging, many of the same legal processes required to secure your original mortgage will apply on remortgaging.
An important aspect for many people remortgaging is that it is arranged quickly, especially if funds are required for a specific project. Our specialists will deal with the legal requirements as quickly as possible, while ensuring our first priority is always to protect your legal position.
If you are considering purchasing property with a view to using it for buy-to-let purposes, it is vital that you take expert legal advice. When you purchase a property for renting out you are effectively starting a small business by becoming a landlord. As a result you will need to find tenants, check their references, collect rent and deal with any tenant disputes.
Our specialist practitioners can guide you through your legal responsibilities. We can also draw up tenancy agreements, deal with tenant disputes, termination of leases (including “Notices to quit”) and if required, instigate eviction procedures.
Transfer of Equity
A Transfer of Equity often involves one co-owner of a property transferring his or her interest to the remaining co-owner or to a third party. Often this becomes necessary within the context of a divorce or change in a personal or business relationship.
Proper care must be taken to ensure that all liabilities (sometimes including the responsibility to pay a mortgage) passes to the new owner or owners.
We can explain the benefits and potential problems of these arrangements and guide you through the legal process and subsequent registration at the Land Registry.
Tenancy and lease arrangements
We provide help and advice on all aspects of Landlord and Tenancy law, including preparation of tenancy agreements and arrangements to terminate leases. We also advise landlords on how to deal with difficult tenants and provide assistance for tenants whose landlords are acting outside the law, or ignoring their responsibilities to tenants. We can also provide assistance in resolving disputes for either party.
For advice on Residential Property quotes contact: Joanne Goodfellow, Conveyancing Assistant