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Opening Hours: Monday to Thursday 9:00 am to 5:30 pm, Friday 9.00 am to 5.00 pm
The annual ISA investment limits.
The income from ISA investments is exempt from income tax. Any capital gains made on investments held in an ISA are exempt from capital gains tax.
Savers are able to subscribe any amounts into a cash ISA, a stocks and shares ISA or an innovative finance ISA subject to not exceeding the overall annual investment limit.
Investors may transfer their investments from one kind of ISA to another.
The Lifetime ISA is available for those aged between 18 and 40. Save up to £4,000 each year up until the age of 50, and receive a government bonus of 25% (a bonus of up to £1,000 a year). Savers can use some or all of the money to buy their first home, or keep it until they are aged 60 when the account can be accessed tax free. Conditions apply to the account holder and property purchased. Penalties apply if funds are withdrawn in other circumstances.
A Help to Buy ISA provides a tax free savings account for first time buyers wishing to save for a home. The scheme provides a government bonus to each person who has saved into a Help to Buy ISA at the point they use their savings to purchase their first home. For every £200 a first time buyer saves, the government will provide a £50 bonus up to a maximum bonus of £3,000 on £12,000 of savings. The bonus will be paid in the form of a voucher when the first home is purchased. Conditions apply to the account holder and to the property purchased. Help to Buy ISAs closed to new savers on 30 November 2019. Existing holders can continue saving until 30 November 2029 and will have until 1 December 2030 to claim their bonus.
Due to the changes in government guidance and the relaxation of rules, we have reviewed our current procedures. However, due to the increase in cases and to keep our clients and colleagues safe, we are not making any changes to our current procedures, which have been operating successfully. Our reception area is still closed and we are still restricting the number of visitors to the office at any one time. Please do not attend our offices unless you have an appointment or have arranged to bring in identity verification documents or to collect or drop off documents. We are still holding telephone appointments rather than face-to-face appointments where possible or dealing with items by email. If you do attend our offices for an appointment then we ask that you follow some simple guidelines such as using the hand sanitiser available, wearing a face covering and keeping a distance from our employees.
If you have an enquiry please telephone our offices on 01226 213434 or email email@example.com or use the contact form on our website.
We would like to thank everyone for their cooperation and understanding.